Regardless of the quality of health-care systems or the nationalized health care coverage in your travel destination, medical bills on the road can be costly. For example, According to Insuremytrip.com (https://www.insuremytrip.com/?linkId=30492&gclid=COfTjKf84tMCFdgYgQodskgBxw  ), the approximate cost of a medical evacuation from Asia to the US cane be $100,000. The same cost from Europe to the US can be $50,000. Although your domestic health insurance may automatically offer you some international health insurance coverage, you should be aware of the fact that you may need to buy some kind of MediGap plan and the definition of emergency treatments may differ from one insurer from another. For instance, a skin rash or a toothache may not qualify as a medical condition that needs emergency treatment.  Also, some managed-care plans may require you to get authorization from the insurer prior to treatment.

Many of the standard plans from big insurers such as Aetna, Cigna and Blue Cross & Shield include emergency and urgent care provisions in overseas countries. However, Medicare does not cover any medical costs incurred outside the US. If you have any concerns about the travel health coverage, you may buy specialized travel insurance which typically offers 24-hour nurse-staffed health lines, referrals for pre-screened doctors around the world, prescription medication assistance, prescription refills, emergency dental care, and translation services. Special medevac companies such as MedjetAssist and On Call International can cover medical evacuations including “airlift” to the nearest suitable hospital.

The list of top ten travel health insurers includes (https://www.consumersadvocate.org/travel-insurance/a/best-travel-insurance?gclid=CNLty9z64tMCFcW3wAodiBMJKw ):

1. Travelisurance.com
2. Travelex
3. WorldNomads
4. RoamRight
5. Allianz
6. AIG
7. MedjetAssist
8. Frontiermedex
9. HCC
10. FirstAllied

For free quotes, you may visit (http://www.hccmis.com/atlas-travel-insurance/?gclid=CIqB-qKC49MCFcW3wAodiBMJKw).